	<style type="text/css">

/*Start Horizontal Nav*/

<style type="text/css">

.indentmenu{
font: bold 13px Arial;
width: 100%; /*leave this value as is in most cases*/
overflow: hidden;
}

.indentmenu ul{
margin: 0;
padding: 0;
float: left;
width: 100%; /*width of menu*/
border: 1px solid #564c66; /*dark purple border*/
border-width: 1px 0;
background: black url(../media/indentbg.gif) center center repeat-x;
}

.indentmenu ul li{
display: inline;
}

.indentmenu ul li a{
float: left;
color: white; /*text color*/
padding: 5px 11px;
text-decoration: none;
border-right: 1px solid #564c66; /*dark purple divider between menu items*/
}

.indentmenu ul li a:visited{
color: white;
}

.indentmenu ul li a:hover, .indentmenu ul li .current{
color: white !important; /*text color of selected and active item*/
padding-top: 6px; /*shift text down 1px for selected and active item*/
padding-bottom: 4px; /*shift text down 1px for selected and active item*/
background: black url(../media/indentbg2.gif) center center repeat-x;
}

</style>


	

/*End Horizontal Nav*/


p.form1 {

	padding: 6px; 

	margin: 0px; 

	display: block;   

	color: #ffffff;

	font-family: verdana;

	font-size: 11px;

	display: block;  

	text-decoration: none; 

	background-color: #7D7D7D; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 0px 0px;

	} 

h4 {

	padding: 6px; 

	margin: 0px; 

	display: block;   

	color: #EAEAEA;

	font-family: verdana;

	font-size: 13px;

	display: block;  

	text-decoration: none; 

	background-color: #7D7D7D; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 0px 0px;

	} 

h3 {

	padding: 6px; 

	margin: 0px; 

	display: block;   

	color: #EAEAEA;

	font-family: verdana;

	font-size: 13px;

	display: block;  

	text-decoration: none; 

	background-color: #7D7D7D; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 0px 0px;

	}
	
h2 {

	font-size: 1.0em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #000000;

	}		 

td.page {

	background-color: #ffffff;

	margin: 0px;

	padding: 0px;

	width: 968px;

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 1px; 

	display: block;
	}

td.header {

	margin: 0; 

	padding: 0; 

	height: 180px; 

	width: 100%;

	background-color: #FFFFFF;

	}

.headerimg {

	margin: 0;

	background: url('../images/Banner6.jpg') no-repeat;

	height: 50px; 

	width: 968px; 

	}

.headshot {

	margin: 0;

	background: url('../images/headshot.jpg') no-repeat;

	height: 270px; 

	width: 968px; 

	}
	
BODY { background: url(../images/TD-BG.jpg); background-repeat: repeat-x; 

	background-color: #;
}



body {

	margin: 0;

	padding-top: 0px; 

	padding-bottom: 10px; 

	font-size: 12px;

	font-family: verdana, Helvetica, Sans-serif;

	}

DIV.column1
{
  BORDER-RIGHT: #87ceeb 0px solid;
  PADDING-RIGHT: 20px;
  BORDER-TOP: #87ceeb 0px solid;
  PADDING-LEFT: 2px;
  FONT-WEIGHT: normal;
  FONT-SIZE: 1.0em;
  PADDING-BOTTOM: 2px;
  MARGIN: 0px 0% 0px;
  TEXT-TRANSFORM: none;
  BORDER-LEFT: #87ceeb 0px solid;
  COLOR: #000000;
  PADDING-TOP: 2px;
  BORDER-BOTTOM: #87ceeb 0px solid;
  FONT-STYLE: normal;
  FONT-FAMILY: Verdana, Arial;
  BACKGROUND-COLOR: #ffffff;
  TEXT-ALIGN: left;
  FONT-VARIANT: normal;
  TEXT-DECORATION: none
}	
td.content2 {  

	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	width: 780px;

	margin-top: 10px;

	margin-bottom: 10px;

	padding-right: 10px;

	padding-left: 10px;

	padding-top: 10px;

	padding-bottom: 10px;

	background-color: #ffffff;

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px;

	text-align: left; 

	} 

td.content2 a {

	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #000000;
	
	padding-right: 10px;

	padding-left: 10px;

	padding-top: 10px;

	padding-bottom: 10px;
	}

td.content2 a:hover {

	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #ffffff;

	background-color: #006600;

	font-decoration: none;
	
	padding-right: 10px;

	padding-left: 10px;

	padding-top: 0px;

	padding-bottom: 4px;

	}	
td.content2 p {

	font-size: .9em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	padding-bottom: 10px;

	margin-bottom: 10px;
	}

td.content2 h1 {

	font-size: 1.6em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #000000;

	}
	
td.content2 h2 {

	font-size: 1.4em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #000000;

	}

/*Bottom Blurb text columns*/
	
td.content3 {  

	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	margin-top: 10px;

	margin-bottom: 10px;

	padding-right: 10px;

	padding-left: 10px;

	padding-top: 10px;

	padding-bottom: 10px;

	background-color: #ffffff;

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px;

	text-align: left; 

	} 

td.content3 a {

	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #000000;
	
	padding-right: 10px;

	padding-left: 10px;

	padding-top: 10px;

	padding-bottom: 10px;
	}

td.content3 a:hover {

	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #ffffff;

	background-color: #006600;

	font-decoration: none;
	
	padding-right: 10px;

	padding-left: 10px;

	padding-top: 0px;

	padding-bottom: 4px;

	}	
td.content3 p {

	font-size: .9em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	padding-bottom: 10px;

	margin-bottom: 10px;
	}

td.content3 h1 {

	font-size: 1.6em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #000000;

	}
	
td.content3 h2 {

	font-size: 1.4em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #000000;

	}	
/*END bottom blurb columns*/

td.content {  

	font-size: 1em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	width: 580px;

	margin-top: 10px;

	margin-bottom: 10px;

	padding-right: 10px;

	padding-left: 10px;

	padding-top: 10px;

	padding-bottom: 10px;

	background-color: #ffffff;

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px;

	text-align: left; 

	} 

td.content a {

	font-size: 1em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #000000;
	}

td.content a:hover {

	font-size: 1em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #1803e2;

	font-decoration: underline;

	}	

td.content1 p {

	font-size: .9em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	padding-bottom: 10px;

	margin-bottom: 10px;
	}

td.content h1 {

	font-size: 1.4em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	}
	
td.content h2 {

	font-size: 1.6em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: bold;

	color: #000000;

	}	

.narrowcolumn {

	padding: 0;

	margin: 0px 0 0 0px;

	width: 100% auto;

	float: left;

	}

li.bluedot {
list-style-type: none;
background: url('http://www.refundsafe.com/images/Bullets-6.png') no-repeat top left;
height: 46px;
padding-left: 40px;
}	

/*Sidebar right Start*/

td.sidebarright {
  padding-left: 40px;

	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	font-decoration: none;

	margin-top: 10px;

	margin-bottom: 10px;

	margin-right: 10px;

	margin-left: 30px;

	width: 175px;

	background-color: #ffffff;

 	text-align: left;

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px;

	}

td.sidebarright h2 {

	padding: 6px; 

	margin: 0px; 
 
 	font-size: 1.2em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	font-decoration: none;

	background-color: #ffffff; 

	border-style: solid; 

	border-color: #006600; 

	border-width: 0px 0px 1px 0px;
	} 

td.sidebarright ul { 

 	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	font-decoration: none;

	background-color: #ffffff;
	
	padding: 0px; 

	margin: 0px; 

	padding-bottom: 0px;  
	} 


td.sidebarright ul li { 

   list-style: none;

	display: block; 

 	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	font-decoration: none;

	background-color: #ffffff;

	} 


td.sidebarright ul li a { 

	background-color: #FFFFFF;

	padding: 3px; 

	margin: 0px; 

 	font-size: .8em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	font-decoration: none;

	background-color: #ffffff;
	
	display: block; 

	padding-right: 10px; 

	padding-left: 10px; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 1px 0px;
	} 

td.sidebarright ul li a:hover { 

	background-color: #cccddd;

	padding: 3px; 

	margin: 0px; 

	color: #1803e2;

	font-family: verdana;

	font-size: 10px;

	display: block; 

	padding-right: 10px; 

	padding-left: 10px; 

	text-decoration: none; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 1px 0px; 

	} 
	
td.sidebarright a { 

	background-color: #FFFFFF;

	padding: 3px; 

	margin: 0px; 

 	font-size: .9em;

	font-family: verdana, Helvetica, Sans-Serif;

	font-weight: normal;

	color: #000000;

	font-decoration: underline;

	background-color: #ffffff;
	
	display: block; 

	padding-right: 10px; 

	padding-left: 0px; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 0px 0px;
	} 

td.sidebarright a:hover { 

	background-color: #ffffff;

	padding: 3px; 

	margin: 0px; 

	color: #000000;

	font-family: verdana;

	font-size: .9em;

	display: block; 

	padding-right: 10px; 

	padding-left: 10px; 

	text-decoration: none; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 0px 0px; 

	}	 
	
	
/* END Sidebar right*/
	
td.sidebar {

	margin-top: 10px;

	margin-bottom: 10px;

	margin-right: 10px;

	float: left;

	width: 175px;

	background-color: #f8f8f8;

 	text-align: left;

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px;

	}

td.sidebar h2 {

	padding: 6px; 

	margin: 0px; 

	display: block;   

	color: #EAEAEA;

	font-family: verdana;

	font-size: 13px;

	display: block;  

	text-decoration: none; 

	background-color: #4863E4; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 1px 0px;
	} 

td.sidebar ul { 

	color: #000000;

	font-family: verdana;

	font-size: 10px;

	padding: 0px; 

	margin: 0px; 

	padding-bottom: 0px;  
	} 


td.sidebar ul li { 

   list-style: none;

	display: block; 

	color: #000000;

	font-family: verdana;

	font-size: 10px;


	} 


td.sidebar ul li a { 

	background-color: #FFFFFF;

	padding: 3px; 

	margin: 0px; 

	color: #000000;

	font-family: verdana;

	font-size: 10px;

	display: block; 

	padding-right: 10px; 

	padding-left: 10px; 

	text-decoration: none; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 1px 0px;
	} 

td.sidebar ul li a:hover { 

	background-color: #cccddd;

	padding: 3px; 

	margin: 0px; 

	color: #1803e2;

	font-family: verdana;

	font-size: 10px;

	display: block; 

	padding-right: 10px; 

	padding-left: 10px; 

	text-decoration: none; 

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px 0px 1px 0px; 

	} 

td.toplinks {

	font:.8em verdana, Helvetica, Sans-serif;

	margin: 0 10px 0 0;

	padding: 0px 0 0 0;

	text-align: right;

	color: #52698F;

	width: 968px;

	height: 80px;

	clear: both;

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px; 

	}

td.toplinks a {

	color: #FFFFFF;

	text-decoration:underline;

	}

td.toplinks a:hover {

	color: #FFFFFF;

	text-decoration:underline;
	}

td.footer {

	font:.8em verdana, Helvetica, Sans-serif;

	margin: 0 10px 0 0;

	padding: 10px 0 0 0;

	text-align: center;

	color: #CBCCCE;

	width: 968px;

/*	height: px;
*/
	clear: both;

/*	background: url('../images/Footer1.jpg') no-repeat;
*/
	background-color: #DDAE54;

	border-style: solid; 

	border-color: #4863E4; 

	border-width: 0px; 

	}

td.footer a {

	color: #FFFFFF;

	text-decoration:underline;

	}

td.footer a:hover {

	color: #FFFFFF;

	text-decoration:underline;

	}
